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SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)6.05%
- Expense ratio (20%)0.09%
- AUM (15%)₹23,407 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Debt · Overnight
₹4,480.95
AUM: ₹23,407 Cr
NAV updated 15 days ago
Plan
Regular
Option
Idcw
Risk
Low
Expense Ratio
0.09%
Exit Load
Nil
Fund Manager
R Arun
Inception
Jan 2013
Benchmark
CRISIL Liquid Overnight Index
Sharpe Ratio
-45.51
Std Dev (1Y)
0.06%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.41%
3m
+1.28%
6m
+2.59%
1y
+5.24%
3y
+6.05%
5y
+5.67%
10y
+5.36%
since inception
+27.26%
TopFund's Take on SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) holds up reasonably well within the Overnight category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 0.09%, the expense ratio is meaningfully cheaper — about 18% below the Overnight category average of 0.11% (based on 208 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -45.51 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.06% is on the lower side for a Overnight fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is ₹4480.95. NAV is updated every business day after market close by AMFI.
1Y: 5.24% · 3Y CAGR: 6.05% · 5Y CAGR: 5.67%
The expense ratio of SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is 0.09% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is managed by R Arun at SBI Mutual Fund.
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a Low risk fund. It is suitable for investors with a moderate risk appetite.
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is a Overnight fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is ₹23,407 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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