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SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 61/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)6.81%
- Expense ratio (20%)0.23%
- AUM (15%)₹13,928 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Equity · Large Cap
₹218.31
AUM: ₹13,927 Cr
NAV updated 5 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
0.23%
Exit Load
Exit load of 0.25% if redeemed within 30 days
Fund Manager
Raviprakash Sharma
Inception
Jan 2013
Benchmark
NIFTY 50 Total Return Index
Sharpe Ratio
-0.83
Std Dev (1Y)
13.24%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.79%
3m
-2.91%
6m
+1.63%
1y
-6.75%
3y
+6.81%
5y
+6.91%
10y
+11.21%
since inception
+11.18%
TopFund's Take on SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) sits in the middle of the pack for Large Cap funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 61/100.
Cost: At 0.23%, the expense ratio is meaningfully cheaper — about 62% below the Large Cap category average of 0.6% (based on 453 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.83 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.24% is fairly typical for Large Cap funds.
Who should invest: This fund is best suited to conservative equity investors or those wanting a stable core holding, typically with a 3+ year horizon. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹218.31. NAV is updated every business day after market close by AMFI.
1Y: -6.75% · 3Y CAGR: 6.81% · 5Y CAGR: 6.91%
The expense ratio of SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is 0.23% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Raviprakash Sharma at SBI Mutual Fund.
SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Nifty Index Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹13,928 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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