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SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 74/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)13.24%
- Expense ratio (20%)1.07%
- AUM (15%)₹24,525 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Equity · Multi Cap
₹17.82
AUM: ₹24,524 Cr
NAV updated 6 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
1.07%
Exit Load
Exit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days.
Fund Manager
Rama Iyer Srinivasan
Inception
Mar 2022
Benchmark
Nifty 500 Multicap 50:25:25 Total Return Index
Sharpe Ratio
-0.27
Std Dev (1Y)
13.34%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.2%
3m
+1.02%
6m
+11.78%
1y
-0.18%
3y
+13.24%
5y
—
10y
—
since inception
+13.31%
TopFund's Take on SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) holds up reasonably well within the Multi Cap category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.
Cost: At 1.07%, the expense ratio runs 18% above the Multi Cap category average of 0.91%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.34% is fairly typical for Multi Cap funds.
Who should invest: This fund is best suited to investors who want the fund manager to freely allocate across large, mid and small caps rather than being boxed into one segment. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹17.82. NAV is updated every business day after market close by AMFI.
1Y: -0.18% · 3Y CAGR: 13.24%
The expense ratio of SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is 1.07% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Rama Iyer Srinivasan at SBI Mutual Fund.
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹24,525 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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