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SBI Mutual Fund

SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 88/100 · Excellent

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)14.5%
  • Expense ratio (20%)0.69%
  • AUM (15%)₹20,935 Cr

Not investment advice — an analytical read of public fund data. Methodology →

SBI Mutual Fund · Hybrid · Multi Asset Allocation

₹74.21

+7.89 (+11.9%)

AUM: ₹20,935 Cr

NAV updated 9 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

0.69%

Exit Load

For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months

Fund Manager

Dinesh Ahuja, Ruchit Mehta

Inception

Jan 2013

Benchmark

Groww Equity Hybrid

Sharpe Ratio

0.32

Std Dev (1Y)

9.1%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.71%

3m

-0.12%

6m

+3.16%

1y

+9.97%

3y

+14.5%

5y

+13.33%

10y

+12.04%

since inception

+9.53%

TopFund's Take on SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH

SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH ranks among the stronger performers in the Multi Asset Allocation category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 88/100.

Cost: At 0.69%, the expense ratio runs 11% above the Multi Asset Allocation category average of 0.62%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.32 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 9.1% is on the lower side for a Multi Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 47.19%
Debenture 12.52%
Mutual Fund 10.57%
Non Convertible Debenture 9.91%
Repo 5.35%
Real Estate Investment Trusts 4.47%
Bonds 3.37%
GOI Securities 2.02%
Interest Rate Swap 1.67%
Bonds/NCDs 1.20%
Treasury Bills 0.71%
State Development Loan 0.69%
Commercial Paper 0.46%
Certificate of Deposit 0.23%
Cash Margin 0.02%

Frequently Asked Questions about SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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