Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 89/100 · Excellent
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)15.13%
- Expense ratio (20%)0.68%
- AUM (15%)₹20,935 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Hybrid · Multi Asset Allocation
₹74.59
AUM: ₹20,935 Cr
NAV updated 4 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.68%
Exit Load
For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months
Fund Manager
Dinesh Ahuja, Ruchit Mehta
Inception
Jan 2013
Benchmark
Groww Equity Hybrid
Sharpe Ratio
0.39
Std Dev (1Y)
9.09%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.45%
3m
+0.17%
6m
+4.87%
1y
+9.98%
3y
+15.13%
5y
+13.37%
10y
+12.05%
since inception
+6.55%
TopFund's Take on SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) ranks among the stronger performers in the Multi Asset Allocation category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 89/100.
Cost: At 0.68%, the expense ratio runs 10% above the Multi Asset Allocation category average of 0.62%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.39 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 9.09% is on the lower side for a Multi Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is ₹74.59. NAV is updated every business day after market close by AMFI.
1Y: 9.98% · 3Y CAGR: 15.13% · 5Y CAGR: 13.37%
The expense ratio of SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is 0.68% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Dinesh Ahuja, Ruchit Mehta at SBI Mutual Fund.
SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Multi Asset Allocation Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW) is ₹20,935 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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