info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

SBI Mutual Fund

SBI Multi Asset Allocation Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)

★★★★ monitor_heart Health Score: 89/100 · Excellent

SBI Mutual Fund · Hybrid · Multi Asset Allocation

₹35.12

-0.05 (-0.13%) trending_down

AUM: ₹17,665 Cr

NAV updated about 2 months ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.71%

Exit Load

For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months

Fund Manager

Dinesh Ahuja, Ruchit Mehta

Inception

Mar 2013

Benchmark

Groww Equity Hybrid

Sharpe Ratio

0.83

Std Dev (1Y)

9.1%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.12%

3m

+0.93%

6m

+3.2%

1y

+12.42%

3y

+17.58%

5y

+14.13%

10y

+12.35%

since inception

+8.97%

rate_review TopFund's Take on SBI Multi Asset Allocation Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Multi Asset Allocation Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) ranks among the stronger performers in the Multi Asset Allocation category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 89/100.

Cost: At 0.71%, the expense ratio runs 11% above the Multi Asset Allocation category average of 0.64%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.83 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 9.1% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

Equity 45.41%
Debenture 13.35%
Mutual Fund 10.43%
Repo 8.34%
Non Convertible Debenture 5.56%
Bonds 4.54%
Real Estate Investment Trusts 3.98%
Commercial Paper 1.87%
Index Derivatives 1.76%
Certificate of Deposit 1.73%
State Development Loan 1.48%
Bonds/NCDs 1.41%
GOI Securities 1.27%
Cash Margin 1.23%
Treasury Bills 1.12%
Futures 0.07%

Frequently Asked Questions about SBI Multi Asset Allocation Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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