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SBI Mutual Fund

SBI Medium to Long Duration Fund-REGULAR PLAN-Bonus

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 60/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)6.25%
  • Expense ratio (20%)0.78%
  • AUM (15%)₹2,051 Cr

Not investment advice — an analytical read of public fund data. Methodology →

SBI Mutual Fund · Income/Debt Oriented · Medium to Long Term Fund

₹44.71

+0.0 (+0.0%)

AUM: ₹2,051 Cr

NAV updated 14 days ago

Plan

Regular

Option

Bonus

Risk

Moderate

Expense Ratio

0.78%

Exit Load

For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Fund Manager

Dinesh Ahuja

Inception

Jan 2013

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Sharpe Ratio

-1.07

Std Dev (1Y)

2.05%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.36%

3m

+1.46%

6m

+2.15%

1y

+4.28%

3y

+6.25%

5y

+5.5%

10y

+6.82%

since inception

+6.9%

TopFund's Take on SBI Medium to Long Duration Fund-REGULAR PLAN-Bonus

SBI Medium to Long Duration Fund-REGULAR PLAN-Bonus sits in the middle of the pack for Medium to Long Term Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 0.78%, the expense ratio is roughly in line with the Medium to Long Term Fund category average of 0.79% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.07 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.05% is on the lower side for a Medium to Long Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

GOI Securities 31.07%
Debenture 30.78%
Non Convertible Debenture 13.09%
Bonds 6.62%
Securitised Debt 4.79%
State Development Loan 4.68%
Repo 3.75%
Bonds/NCDs 2.45%
Net Receivables 2.18%
Alternative Investment Fund 0.30%
Infrastructure Investment Trust 0.29%

Fund Snapshot

Scheme Code 100640
NAV Date 11 Sep 2026
AUM ₹2,051 Cr
Status Active

Frequently Asked Questions about SBI Medium to Long Duration Fund-REGULAR PLAN-Bonus

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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