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SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 63/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)6.16%
- Expense ratio (20%)0.32%
- AUM (15%)₹1,305 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Debt · Long Duration
₹12.77
AUM: ₹1,304 Cr
NAV updated 4 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.32%
Exit Load
Nil
Fund Manager
Mohit Jain
Inception
Dec 2022
Benchmark
CRISIL Long Duration Debt A-III Index
Sharpe Ratio
-0.55
Std Dev (1Y)
14.6%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.44%
3m
+0.6%
6m
+2.92%
1y
+2.65%
3y
+6.16%
5y
+9.67%
10y
+9.26%
since inception
+18.18%
TopFund's Take on SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) sits in the middle of the pack for Long Duration funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.
Cost: At 0.32%, the expense ratio is roughly in line with the Long Duration category average of 0.35% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.55 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.6% is fairly typical for Long Duration funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹12.77. NAV is updated every business day after market close by AMFI.
1Y: 2.65% · 3Y CAGR: 6.16% · 5Y CAGR: 9.67%
The expense ratio of SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is 0.32% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Mohit Jain at SBI Mutual Fund.
SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a Long Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Long Term Advantage Fund - Series IV - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹1,305 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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