Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 92/100 · Excellent
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)35.16%
- Expense ratio (20%)0.24%
- AUM (15%)₹17,647 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Commodities · Gold
₹45.67
AUM: ₹17,647 Cr
NAV updated 12 days ago
Plan
Direct
Option
Idcw
Expense Ratio
0.24%
Exit Load
Exit load of 1% if redeemed within 15 days.
Fund Manager
Raviprakash Sharma
Inception
Jan 2013
Benchmark
Domestic Price of Gold
Sharpe Ratio
-1.06
Std Dev (1Y)
4.12%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.17%
3m
-0.48%
6m
-5.25%
1y
+36.01%
3y
+35.16%
5y
+24.81%
10y
+16.02%
since inception
+6.6%
TopFund's Take on SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) ranks among the stronger performers in the Gold category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 92/100.
Cost: At 0.24%, the expense ratio runs 26% above the Gold category average of 0.19%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.06 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.12% is on the lower side for a Gold fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
UTI - GILT FUND - Discontinued PF Plan - Growth Option
UTI Mutual Fund
Mirae Asset Gold Silver Passive FoF - Direct Plan - Growth
Mirae Asset Mutual Fund
UTI - MNC Fund - Growth Option - Direct
UTI Mutual Fund
Edelweiss Gold ETF
Edelweiss Mutual Fund
Kotak Gold Fund Growth - Direct
Kotak Mahindra Mutual Fund
Mirae Asset Long Duration Fund - Direct Plan - Growth
Mirae Asset Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹45.67. NAV is updated every business day after market close by AMFI.
1Y: 36.01% · 3Y CAGR: 35.16% · 5Y CAGR: 24.81%
The expense ratio of SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is 0.24% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Raviprakash Sharma at SBI Mutual Fund.
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a Gold risk fund. It is suitable for investors with a moderate risk appetite.
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is a Gold fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) is ₹17,647 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.