SBI Income Plus Arbitrage Active FOF- Direct Plan- Income Distribution Cum Capital Withdrawal Option

SBI Income Plus Arbitrage Active FOF- Direct Plan- Income Distribution Cum Capital Withdrawal Option ranks among the stronger performers in the FoF Domestic category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 83/100.

Cost: At 0.13%, the expense ratio is meaningfully cheaper — about 32% below the FoF Domestic category average of 0.19% (based on 195 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.63 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.67% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Other fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.