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SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 59/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)7.14%
- Expense ratio (20%)0.32%
- AUM (15%)₹1,605 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Debt · Gilt with 10 year Constant Duration
₹69.33
AUM: ₹1,605 Cr
NAV updated 21 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.32%
Exit Load
Nil
Fund Manager
Dinesh Ahuja
Inception
Jan 2013
Benchmark
NIFTY 10 yr Benchmark G-Sec Index
Sharpe Ratio
-2.65
Std Dev (1Y)
0.51%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.33%
3m
+2.2%
6m
+1.85%
1y
+4.27%
3y
+7.14%
5y
+5.83%
10y
+7.7%
since inception
+6.55%
TopFund's Take on SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option
SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option sits in the middle of the pack for Gilt with 10 year Constant Duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.
Cost: At 0.32%, the expense ratio is roughly in line with the Gilt with 10 year Constant Duration category average of 0.31% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.65 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.51% is on the lower side for a Gilt with 10 year Constant Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option
The current NAV (Net Asset Value) of SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is ₹69.33. NAV is updated every business day after market close by AMFI.
1Y: 4.27% · 3Y CAGR: 7.14% · 5Y CAGR: 5.83%
The expense ratio of SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is 0.32% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is managed by Dinesh Ahuja at SBI Mutual Fund.
SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is a Gilt with 10 year Constant Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Fixed Maturity Plan (FMP)- Series 61 (1927 Days)- Direct Plan- Growth option is ₹1,605 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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