Samco Large & Mid Cap Fund - Regular Plan - Growth Option

Samco Large & Mid Cap Fund - Regular Plan - Growth Option lags behind most of its peers in the Large & Mid Cap Fund category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 19/100.

Cost: At 7.27%, the expense ratio runs 532% above the Large & Mid Cap Fund category average of 1.15%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 12.06% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors with a 5+ year horizon comfortable with meaningfully higher volatility than large cap funds. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.