Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Nippon India Mutual Fund

Nippon India Nifty Bank Index Fund - Direct Plan - IDCW Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 89/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.34%
  • AUM (15%)₹228 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Nippon India Mutual Fund · Equity · Sectoral

₹12.54

+0.0 (+0.0%)

AUM: ₹227 Cr

NAV updated 27 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

0.34%

Exit Load

Nil

Fund Manager

Himanshu Mange

Inception

Feb 2024

Benchmark

NIFTY Bank Total Return Index

Sharpe Ratio

0.05

Std Dev (1Y)

17.29%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.47%

3m

+7.4%

6m

-3.67%

1y

+8.43%

3y

—

5y

—

10y

—

since inception

+9.77%

TopFund's Take on Nippon India Nifty Bank Index Fund - Direct Plan - IDCW Option

Nippon India Nifty Bank Index Fund - Direct Plan - IDCW Option ranks among the stronger performers in the Sectoral category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 89/100.

Cost: At 0.34%, the expense ratio is meaningfully cheaper — about 66% below the Sectoral category average of 0.99% (based on 469 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.05 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 17.29% is fairly typical for Sectoral funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 99.61%

Asset Allocation

Equity 99.61%
Net Current Assets 0.21%
Repo 0.18%

Frequently Asked Questions about Nippon India Nifty Bank Index Fund - Direct Plan - IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.