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Nippon India Mutual Fund

NIPPON INDIA LIQUID FUND - RETAIL Plan - WEEKLY IDCW OPTION

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 77/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.99%
  • Expense ratio (20%)0.2%
  • AUM (15%)₹43,125 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Nippon India Mutual Fund · Debt · Liquid

₹6,960.42

+5925.53 (+572.57%)

AUM: ₹43,124 Cr

NAV updated 12 days ago

Plan

Direct

Option

Idcw

Risk

Low

Expense Ratio

0.2%

Exit Load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Fund Manager

Anju Chajjer

Inception

Jan 2013

Benchmark

NIFTY Liquid Index A-I

Sharpe Ratio

-6.29

Std Dev (1Y)

1.03%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.54%

3m

+1.66%

6m

+3.52%

1y

+6.56%

3y

+6.99%

5y

+6.37%

10y

+6.16%

since inception

+25.26%

TopFund's Take on NIPPON INDIA LIQUID FUND - RETAIL Plan - WEEKLY IDCW OPTION

NIPPON INDIA LIQUID FUND - RETAIL Plan - WEEKLY IDCW OPTION holds up reasonably well within the Liquid category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 77/100.

Cost: At 0.2%, the expense ratio runs 43% above the Liquid category average of 0.14%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -6.29 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.03% is on the lower side for a Liquid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Commercial Paper 55.20%
Certificate of Deposit 25.77%
Treasury Bills 12.53%
Repo 2.13%
Reverse Repo 1.56%
GOI Securities 0.90%
Non Convertible Debenture 0.84%
Debenture 0.47%
State Development Loan 0.32%
Alternative Investment Fund 0.23%
Margin Money 0.03%
Net Current Assets 0.02%

Frequently Asked Questions about NIPPON INDIA LIQUID FUND - RETAIL Plan - WEEKLY IDCW OPTION

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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