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Nippon India Mutual Fund

Nippon India Floater Fund - Direct Plan Growth Plan - Growth Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 82/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)7.43%
  • Expense ratio (20%)0.06%
  • AUM (15%)₹7,501 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Nippon India Mutual Fund · Income/Debt Oriented · Floating Interest Rates Fund

₹10.02

-40.92 (-80.34%)

AUM: ₹7,500 Cr

NAV updated 10 days ago

Plan

Direct

Option

Growth

Risk

Moderate

Expense Ratio

0.06%

Exit Load

Nil

Fund Manager

Sushil Hari Prasad Budhia

Inception

Sep 2026

Benchmark

NIFTY Short Duration Debt Index A-II

Sharpe Ratio

-0.7

Std Dev (1Y)

1.12%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.14%

3m

+1.18%

6m

+2.82%

1y

+5.63%

3y

+7.43%

5y

+6.54%

10y

+7.24%

since inception

+7.83%

TopFund's Take on Nippon India Floater Fund - Direct Plan Growth Plan - Growth Option

Nippon India Floater Fund - Direct Plan Growth Plan - Growth Option ranks among the stronger performers in the Floating Interest Rates Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 82/100.

Cost: At 0.06%, the expense ratio is meaningfully cheaper — about 60% below the Floating Interest Rates Fund category average of 0.15% (based on 23 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.7 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.12% is on the lower side for a Floating Interest Rates Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 29.12%
Non Convertible Debenture 19.50%
State Development Loan 17.80%
Bonds 11.38%
Securitised Debt 6.58%
GOI Securities 3.93%
Bonds/NCDs 2.96%
Net Current Assets 2.19%
Certificate of Deposit 2.00%
Repo 1.78%
Zero Coupon Bonds 1.03%
GOI Securities Floating Rate Bond 0.97%
Commercial Paper 0.38%
Alternative Investment Fund 0.32%
Margin Money 0.05%
Interest Rate Swap 0.01%

Fund Snapshot

Scheme Code 118656
NAV Date 16 Sep 2026
AUM ₹7,500 Cr
Status Active

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Frequently Asked Questions about Nippon India Floater Fund - Direct Plan Growth Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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