Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Navi Mutual Fund

Navi Nifty Bank Index Fund- Direct Plan- Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 52/100 · Average

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)8.05%
  • Expense ratio (20%)0.23%
  • AUM (15%)₹649 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Navi Mutual Fund · Equity · Sectoral

₹14.63

+0.0 (+0.0%)

AUM: ₹648 Cr

NAV updated 3 days ago

Plan

Direct

Option

Growth

Risk

Very High

Expense Ratio

0.23%

Exit Load

Nil

Fund Manager

Pranav Vasa

Inception

Feb 2022

Benchmark

NIFTY Bank Total Return Index

Sharpe Ratio

-0.27

Std Dev (1Y)

17.02%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.65%

3m

-4.53%

6m

+5.93%

1y

+0.91%

3y

+8.05%

5y

—

10y

—

since inception

+8.59%

TopFund's Take on Navi Nifty Bank Index Fund- Direct Plan- Growth

Navi Nifty Bank Index Fund- Direct Plan- Growth sits in the middle of the pack for Sectoral funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 52/100.

Cost: At 0.23%, the expense ratio is meaningfully cheaper — about 77% below the Sectoral category average of 0.99% (based on 469 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.02% is fairly typical for Sectoral funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 99.99%

Asset Allocation

Equity 99.99%
Cash/Net Current Assets 0.01%

Frequently Asked Questions about Navi Nifty Bank Index Fund- Direct Plan- Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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