Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Navi Liquid Fund-Direct Plan-Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 46/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)6.42%
- Expense ratio (20%)0.26%
- AUM (15%)₹74 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Navi Mutual Fund · Debt · Liquid
₹30.65
AUM: ₹73 Cr
NAV updated 12 days ago
Plan
Direct
Option
Growth
Risk
Low
Expense Ratio
0.26%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Killol Pandya, Archit Shah
Inception
Jan 2013
Benchmark
CRISIL Liquid Debt A-I Index
Sharpe Ratio
-15.27
Std Dev (1Y)
0.13%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.45%
3m
+1.42%
6m
+2.98%
1y
+5.78%
3y
+6.42%
5y
+6.07%
10y
+5.92%
since inception
+6.72%
TopFund's Take on Navi Liquid Fund-Direct Plan-Growth Option
Navi Liquid Fund-Direct Plan-Growth Option lags behind most of its peers in the Liquid category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 46/100.
Cost: At 0.26%, the expense ratio runs 86% above the Liquid category average of 0.14%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -15.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.13% is on the lower side for a Liquid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
Similar Funds
Edelweiss Liquid Fund - Direct Plan - Growth Option
Edelweiss Mutual Fund
Aditya Birla Sun Life Liquid Fund-Institutional (Growth)
Aditya Birla Sun Life Mutual Fund
PGIM India Liquid Fund - Growth
PGIM India Mutual Fund
JioBlackRock Liquid Fund - Direct Plan - Growth Option
JioBlackRock Mutual Fund
JM Liquid Fund (Direct) - Growth Option
JM Financial Mutual Fund
Aditya Birla Sun Life Liquid Fund-Retail (Growth)
Aditya Birla Sun Life Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Navi Liquid Fund-Direct Plan-Growth Option
The current NAV (Net Asset Value) of Navi Liquid Fund-Direct Plan-Growth Option is ₹30.65. NAV is updated every business day after market close by AMFI.
1Y: 5.78% · 3Y CAGR: 6.42% · 5Y CAGR: 6.07%
The expense ratio of Navi Liquid Fund-Direct Plan-Growth Option is 0.26% per annum. This is the annual fee charged by the fund to manage your investment.
Navi Liquid Fund-Direct Plan-Growth Option is managed by Killol Pandya, Archit Shah at Navi Mutual Fund.
Navi Liquid Fund-Direct Plan-Growth Option is classified as a Low risk fund. It is suitable for investors with a moderate risk appetite.
Navi Liquid Fund-Direct Plan-Growth Option is a Liquid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Navi Liquid Fund-Direct Plan-Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Navi Liquid Fund-Direct Plan-Growth Option is ₹74 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.