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Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 48/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)0.0%
- Expense ratio (20%)0.12%
- AUM (15%)₹19,371 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Navi Mutual Fund · Debt · Liquid Fund
₹10.01
AUM: ₹19,370 Cr
NAV updated 4 days ago
Plan
Direct
Option
Idcw
Risk
Low
Expense Ratio
0.12%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Kedar Karnik, Rahul Vekaria
Inception
Jan 2013
Benchmark
CRISIL Liquid Debt A-I Index
Sharpe Ratio
-72.22
Std Dev (1Y)
0.09%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.0%
3m
-0.02%
6m
+0.0%
1y
+0.0%
3y
+0.0%
5y
-60.19%
10y
-36.91%
since inception
+0.01%
TopFund's Take on Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment
Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment lags behind most of its peers in the Liquid Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 48/100.
Cost: At 0.12%, the expense ratio runs 20% above the Liquid Fund category average of 0.1%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -72.22 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.09% is on the lower side for a Liquid Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
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Tools & Guides for This Fund
Frequently Asked Questions about Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment
The current NAV (Net Asset Value) of Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is ₹10.01. NAV is updated every business day after market close by AMFI.
1Y: 0.0% · 3Y CAGR: 0.0% · 5Y CAGR: -60.19%
The expense ratio of Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is 0.12% per annum. This is the annual fee charged by the fund to manage your investment.
Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is managed by Kedar Karnik, Rahul Vekaria at Navi Mutual Fund.
Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is classified as a Low risk fund. It is suitable for investors with a moderate risk appetite.
Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is a Liquid Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Navi Liquid Fund - Direct Plan Daily IDCW - ReInvestment is ₹19,371 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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