Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 47/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)6.33%
- Expense ratio (20%)0.24%
- AUM (15%)₹154 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Navi Mutual Fund · Equity · ELSS
₹14.24
AUM: ₹154 Cr
NAV updated 15 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.24%
Exit Load
Nil
Fund Manager
Ashutosh Shirwaikar
Inception
Mar 2023
Benchmark
NIFTY 50 Total Return Index
Sharpe Ratio
-0.64
Std Dev (1Y)
16.17%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-4.37%
3m
+1.55%
6m
-1.29%
1y
-5.63%
3y
+6.33%
5y
+9.55%
10y
+10.9%
since inception
+10.21%
TopFund's Take on Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout lags behind most of its peers in the ELSS category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.
Cost: At 0.24%, the expense ratio is meaningfully cheaper — about 77% below the ELSS category average of 1.06% (based on 157 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.64 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.17% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH
SBI Mutual Fund
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option
Motilal Oswal Mutual Fund
HDFC ELSS Tax saver - Growth Plan
HDFC Mutual Fund
WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth
WhiteOak Capital Mutual Fund
BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option
BNP Paribas Mutual Fund
JM ELSS Tax Saver Fund (Direct) - Growth Option
JM Financial Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout
The current NAV (Net Asset Value) of Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is ₹14.24. NAV is updated every business day after market close by AMFI.
1Y: -5.63% · 3Y CAGR: 6.33% · 5Y CAGR: 9.55%
The expense ratio of Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is 0.24% per annum. This is the annual fee charged by the fund to manage your investment.
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is managed by Ashutosh Shirwaikar at Navi Mutual Fund.
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout is ₹154 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.