Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 55/100 · Average
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)10.7%
- Expense ratio (20%)1.05%
- AUM (15%)₹32,667 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Navi Mutual Fund · Equity · ELSS
₹110.26
AUM: ₹32,667 Cr
NAV updated 16 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
1.05%
Exit Load
Nil
Fund Manager
Jinesh Gopani
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.52
Std Dev (1Y)
16.16%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.36%
3m
+7.17%
6m
+7.07%
1y
+0.47%
3y
+10.7%
5y
+6.03%
10y
+12.09%
since inception
+12.06%
TopFund's Take on Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout sits in the middle of the pack for ELSS funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 55/100.
Cost: At 1.05%, the expense ratio is roughly in line with the ELSS category average of 1.06% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.52 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.16% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
WhiteOak Capital ELSS Tax Saver Fund Direct Plan Growth
WhiteOak Capital Mutual Fund
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth Option
Motilal Oswal Mutual Fund
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH
SBI Mutual Fund
HDFC ELSS Tax saver - Growth Plan
HDFC Mutual Fund
BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth Option
BNP Paribas Mutual Fund
JM ELSS Tax Saver Fund (Direct) - Growth Option
JM Financial Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
The current NAV (Net Asset Value) of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is ₹110.26. NAV is updated every business day after market close by AMFI.
1Y: 0.47% · 3Y CAGR: 10.7% · 5Y CAGR: 6.03%
The expense ratio of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is 1.05% per annum. This is the annual fee charged by the fund to manage your investment.
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is managed by Jinesh Gopani at Navi Mutual Fund.
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout is ₹32,667 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.