Navi Aggressive Hybrid Fund - Regular Plan Annual IDCW

Navi Aggressive Hybrid Fund - Regular Plan Annual IDCW holds up reasonably well within the Aggressive Hybrid Fund category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.

Cost: At 0.59%, the expense ratio is meaningfully cheaper — about 29% below the Aggressive Hybrid Fund category average of 0.83% (based on 24 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.02 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 12.55% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.