Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Motilal Oswal Financial Services Fund- Direct- IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 64/100 · Average
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)—
- Expense ratio (20%)1.29%
- AUM (15%)₹217 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Motilal Oswal Mutual Fund · Equity · Sectoral
₹10.38
AUM: ₹216 Cr
NAV updated 3 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
1.29%
Exit Load
Exit load of 1%, if redeemed within 90 days.
Fund Manager
Swapnil P Mayekar
Inception
Feb 2026
Benchmark
NIFTY Financial Services Total Return Index
Sharpe Ratio
0.01
Std Dev (1Y)
20.32%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-4.74%
3m
-0.55%
6m
+13.68%
1y
+27.68%
3y
—
5y
—
10y
—
since inception
+3.79%
TopFund's Take on Motilal Oswal Financial Services Fund- Direct- IDCW
Motilal Oswal Financial Services Fund- Direct- IDCW sits in the middle of the pack for Sectoral funds, backed by a 4-star rating. Recent 1-year performance has been notably strong, though momentum like this doesn't always hold over longer periods. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 64/100.
Cost: At 1.29%, the expense ratio runs 30% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.01 — returns have only marginally compensated for the risk taken. Separately, with 20.32% annualised volatility, this is among the more turbulent funds in the Sectoral space — expect sharp swings in both directions.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
DSP Nifty Healthcare Index Fund - Direct- Growth
DSP Mutual Fund
quant BFSI Fund - Growth Option - Direct Plan
Quant Mutual Fund
DSP Nifty Bank Index Fund - Direct - Growth
DSP Mutual Fund
Invesco India Financial Services Fund - Direct Plan - Growth
Invesco Mutual Fund
BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth
Bank of India Mutual Fund
Bandhan BSE Healthcare Index Fund Direct Plan - Growth
Bandhan Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Motilal Oswal Financial Services Fund- Direct- IDCW
The current NAV (Net Asset Value) of Motilal Oswal Financial Services Fund- Direct- IDCW is ₹10.38. NAV is updated every business day after market close by AMFI.
1Y: 27.68%
The expense ratio of Motilal Oswal Financial Services Fund- Direct- IDCW is 1.29% per annum. This is the annual fee charged by the fund to manage your investment.
Motilal Oswal Financial Services Fund- Direct- IDCW is managed by Swapnil P Mayekar at Motilal Oswal Mutual Fund.
Motilal Oswal Financial Services Fund- Direct- IDCW is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Motilal Oswal Financial Services Fund- Direct- IDCW is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Motilal Oswal Financial Services Fund- Direct- IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Motilal Oswal Financial Services Fund- Direct- IDCW is ₹217 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.