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Motilal Oswal Mutual Fund

Motilal Oswal Financial Services Fund- Direct Growth

TopFund Score: 48/100 · Weak

How this score is calculated

  • Star rating (35%)—
  • 3Y CAGR (30%)—
  • Expense ratio (20%)1.29%
  • AUM (15%)₹217 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Motilal Oswal Mutual Fund · Equity · Sectoral

₹10.7

-0.08 (-0.71%)

AUM: ₹216 Cr

NAV updated 5 days ago

Plan

Direct

Option

Growth

Risk

Very High

Expense Ratio

1.29%

Exit Load

Exit load of 1%, if redeemed within 90 days.

Fund Manager

Swapnil P Mayekar

Inception

Feb 2026

Benchmark

NIFTY Financial Services Total Return Index

Sharpe Ratio

0.38

Std Dev (1Y)

19.97%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-2.17%

3m

+3.29%

6m

+15.69%

1y

—

3y

—

5y

—

10y

—

since inception

+7.75%

TopFund's Take on Motilal Oswal Financial Services Fund- Direct Growth

Motilal Oswal Financial Services Fund- Direct Growth lags behind most of its peers in the Sectoral category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 48/100.

Cost: At 1.29%, the expense ratio runs 30% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.38 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 19.97% is fairly typical for Sectoral funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 91.12%
Industrials 3.84%
Technology 3.26%

Asset Allocation

Equity 98.22%
Net Receivables 1.78%

Frequently Asked Questions about Motilal Oswal Financial Services Fund- Direct Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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