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Motilal Oswal Mutual Fund

Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 90/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)22.26%
  • Expense ratio (20%)0.98%
  • AUM (15%)₹5,134 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Motilal Oswal Mutual Fund · Equity · ELSS

₹67.88

+25.92 (+61.75%)

AUM: ₹5,134 Cr

NAV updated 15 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.98%

Exit Load

Nil

Fund Manager

Abhiroop Mukherjee, Gautam Sinha Roy, Siddharth Bothra

Inception

Jan 2015

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

0.08

Std Dev (1Y)

18.21%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+3.39%

3m

+11.42%

6m

+24.03%

1y

+14.0%

3y

+22.26%

5y

+17.71%

10y

+17.71%

since inception

+13.02%

TopFund's Take on Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout

Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout ranks among the stronger performers in the ELSS category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 90/100.

Cost: At 0.98%, the expense ratio is roughly in line with the ELSS category average of 1.06% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.08 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 18.21% is fairly typical for ELSS funds.

Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 97.55%
Repo 1.59%
Net Receivables 0.86%

Frequently Asked Questions about Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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