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Motilal Oswal Mutual Fund

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 27/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)2.84%
  • Expense ratio (20%)1.63%
  • AUM (15%)₹734 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Motilal Oswal Mutual Fund · Hybrid · Dynamic Asset Allocation

₹21.96

+9.73 (+79.52%)

AUM: ₹733 Cr

NAV updated 22 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

1.63%

Exit Load

Exit load of 1%, if redeemed within 365 days.

Fund Manager

Abhiroop Mukherjee, Siddharth Bothra

Inception

Sep 2016

Benchmark

CRISIL Hybrid 50+50 Moderate Index

Sharpe Ratio

-0.87

Std Dev (1Y)

12.59%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.34%

3m

+8.33%

6m

+11.88%

1y

-2.22%

3y

+2.84%

5y

+5.84%

10y

—

since inception

+2.01%

TopFund's Take on Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment

Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment lags behind most of its peers in the Dynamic Asset Allocation category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 27/100.

Cost: At 1.63%, the expense ratio runs 70% above the Dynamic Asset Allocation category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.87 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 12.59% is fairly typical for Dynamic Asset Allocation funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 69.73%
Debenture 13.49%
Repo 7.40%
Net Receivables 6.02%
Non Convertible Debenture 3.36%

Frequently Asked Questions about Motilal Oswal Balanced Advantage Fund Direct - Quarterly IDCW Payout/Reinvestment

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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