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Mahindra Manulife Mutual Fund

Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 68/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)10.93%
  • Expense ratio (20%)0.85%
  • AUM (15%)₹923 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Mahindra Manulife Mutual Fund · Hybrid · Dynamic Asset Allocation

₹16.1

+1.27 (+8.58%)

AUM: ₹922 Cr

NAV updated 8 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

0.85%

Exit Load

Exit load for units in excess of 10% of the investment 1% will be charged for redemption within 3 months.

Fund Manager

Rahul Pal

Inception

Dec 2021

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Sharpe Ratio

-0.23

Std Dev (1Y)

10.07%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.28%

3m

+1.65%

6m

+6.96%

1y

+3.28%

3y

+10.93%

5y

—

10y

—

since inception

+8.71%

TopFund's Take on Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth

Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth holds up reasonably well within the Dynamic Asset Allocation category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.

Cost: At 0.85%, the expense ratio is meaningfully cheaper — about 11% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.23 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.07% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 69.76%
Debenture 12.70%
Bonds 4.57%
Repo 3.46%
GOI Securities 3.28%
Real Estate Investment Trusts 2.10%
State Development Loan 2.09%
Net Receivables 1.10%
Non Convertible Debenture 0.87%
Cash Margin 0.06%

Frequently Asked Questions about Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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