Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 73/100 · Good
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)35.38%
- Expense ratio (20%)0.35%
- AUM (15%)₹858 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Commodities · Gold
₹41.22
AUM: ₹858 Cr
NAV updated 15 days ago
Plan
Direct
Option
Idcw
Expense Ratio
0.35%
Exit Load
Exit load of 1%, if redeemed within 15 days.
Fund Manager
Nitin Dattaram Dalvi
Inception
Jan 2013
Benchmark
Domestic Price of Gold
Sharpe Ratio
-0.27
Std Dev (1Y)
10.94%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.48%
3m
+5.11%
6m
-5.76%
1y
+36.56%
3y
+35.38%
5y
+25.34%
10y
+15.51%
since inception
+11.03%
TopFund's Take on LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment
LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment holds up reasonably well within the Gold category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.
Cost: At 0.35%, the expense ratio runs 84% above the Gold category average of 0.19%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.94% is on the lower side for a Gold fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment
The current NAV (Net Asset Value) of LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is ₹41.22. NAV is updated every business day after market close by AMFI.
1Y: 36.56% · 3Y CAGR: 35.38% · 5Y CAGR: 25.34%
The expense ratio of LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is 0.35% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is managed by Nitin Dattaram Dalvi at LIC Mutual Fund.
LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is classified as a Gold risk fund. It is suitable for investors with a moderate risk appetite.
LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is a Gold fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF ULIS (5 Yrs. Single Premium)-Direct Plan-IDCW Reinvestment is ₹858 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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