Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)6.42%
- Expense ratio (20%)0.13%
- AUM (15%)₹16,809 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Equity · ELSS
₹36.38
AUM: ₹16,809 Cr
NAV updated 4 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.13%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Rahul Singh
Inception
Jan 2013
Benchmark
CRISIL Liquid Debt A-I Index
Sharpe Ratio
-0.47
Std Dev (1Y)
11.15%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.99%
3m
+1.04%
6m
+6.42%
1y
-2.07%
3y
+6.42%
5y
+6.17%
10y
+9.18%
since inception
+9.29%
TopFund's Take on LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment
LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment holds up reasonably well within the ELSS category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 0.13%, the expense ratio is meaningfully cheaper — about 88% below the ELSS category average of 1.06% (based on 157 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 11.15% is on the lower side for a ELSS fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment
The current NAV (Net Asset Value) of LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is ₹36.38. NAV is updated every business day after market close by AMFI.
1Y: -2.07% · 3Y CAGR: 6.42% · 5Y CAGR: 6.17%
The expense ratio of LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is 0.13% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is managed by Rahul Singh at LIC Mutual Fund.
LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Quarterly)-Regular Plan-IDCW Reinvestment is ₹16,809 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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