Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

LIC Mutual Fund

LIC MF Money Market Fund-Regular Plan-Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 73/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.8%
  • Expense ratio (20%)0.16%
  • AUM (15%)₹4,216 Cr

Not investment advice — an analytical read of public fund data. Methodology →

LIC Mutual Fund · Debt · Money Market

₹1,303.77

+20.04 (+1.56%)

AUM: ₹4,215 Cr

NAV updated 7 days ago

Plan

Regular

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.16%

Exit Load

Nil

Fund Manager

Rahul Singh

Inception

Aug 2022

Benchmark

NIFTY Money Market Index A-I

Sharpe Ratio

0.32

Std Dev (1Y)

0.47%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.53%

3m

+1.88%

6m

+3.64%

1y

+6.65%

3y

+6.8%

5y

—

10y

—

since inception

+6.23%

TopFund's Take on LIC MF Money Market Fund-Regular Plan-Growth

LIC MF Money Market Fund-Regular Plan-Growth holds up reasonably well within the Money Market category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.

Cost: At 0.16%, the expense ratio is roughly in line with the Money Market category average of 0.16% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.32 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.47% is on the lower side for a Money Market fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 88.62%
Industrials 3.67%
Real Estate 3.43%
Materials 2.89%

Asset Allocation

Certificate of Deposit 53.64%
Commercial Paper 30.78%
Treasury Bills 10.52%
State Development Loan 4.28%
Repo 1.46%
Alternative Investment Fund 0.29%

Frequently Asked Questions about LIC MF Money Market Fund-Regular Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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