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LIC Mutual Fund

LIC MF Medium to Long Duration Fund-Regular Plan-Annual IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 70/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.41%
  • Expense ratio (20%)0.22%
  • AUM (15%)₹175 Cr

Not investment advice — an analytical read of public fund data. Methodology →

LIC Mutual Fund · Debt · Medium to Long Duration

₹82.17

+65.59 (+395.61%)

AUM: ₹174 Cr

NAV updated 13 days ago

Plan

Regular

Option

Idcw

Risk

Moderate to High

Expense Ratio

0.22%

Exit Load

Exit load of 0.25% if redeemed within 15 days.

Fund Manager

Marzban Irani

Inception

Jan 2013

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Sharpe Ratio

-0.85

Std Dev (1Y)

2.19%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.31%

3m

+1.62%

6m

+2.36%

1y

+5.07%

3y

+7.41%

5y

+6.28%

10y

+6.41%

since inception

+6.39%

TopFund's Take on LIC MF Medium to Long Duration Fund-Regular Plan-Annual IDCW

LIC MF Medium to Long Duration Fund-Regular Plan-Annual IDCW holds up reasonably well within the Medium to Long Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.22%, the expense ratio is meaningfully cheaper — about 68% below the Medium to Long Duration category average of 0.68% (based on 66 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.85 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.19% is on the lower side for a Medium to Long Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 42.71%
Entities 31.24%
Industrials 8.92%

Asset Allocation

GOI Securities 31.24%
Certificate of Deposit 19.02%
Bonds 15.10%
Repo 12.81%
Debenture 8.84%
State Development Loan 5.95%
Commercial Paper 2.86%
Non Convertible Debenture 2.83%
Net Receivables 1.01%
Alternative Investment Fund 0.34%

Frequently Asked Questions about LIC MF Medium to Long Duration Fund-Regular Plan-Annual IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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