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LIC MF Low Duration Fund-Regular Plan-Monthly IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 71/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)6.28%
- Expense ratio (20%)0.24%
- AUM (15%)₹1,706 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund
₹14.44
AUM: ₹1,705 Cr
NAV updated 22 days ago
Plan
Regular
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.24%
Exit Load
Nil
Fund Manager
Rahul Singh
Inception
Jan 2013
Benchmark
CRISIL Low Duration Debt A-I Index
Sharpe Ratio
-1.89
Std Dev (1Y)
0.9%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.21%
3m
+0.94%
6m
+2.17%
1y
+4.75%
3y
+6.28%
5y
+5.5%
10y
+3.61%
since inception
+1.81%
TopFund's Take on LIC MF Low Duration Fund-Regular Plan-Monthly IDCW
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW holds up reasonably well within the Ultra Short to Short Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.
Cost: At 0.24%, the expense ratio is meaningfully cheaper — about 37% below the Ultra Short to Short Term Fund category average of 0.38% (based on 103 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.89 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.9% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Low Duration Fund-Regular Plan-Monthly IDCW
The current NAV (Net Asset Value) of LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is ₹14.44. NAV is updated every business day after market close by AMFI.
1Y: 4.75% · 3Y CAGR: 6.28% · 5Y CAGR: 5.5%
The expense ratio of LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is 0.24% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is managed by Rahul Singh at LIC Mutual Fund.
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is a Ultra Short to Short Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF Low Duration Fund-Regular Plan-Monthly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF Low Duration Fund-Regular Plan-Monthly IDCW is ₹1,706 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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