info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

LIC Mutual Fund

LIC MF Low Duration Fund-Direct Plan-Growth

★★★★★ monitor_heart Health Score: 80/100 · Excellent

LIC Mutual Fund · Debt · Low Duration Fund

₹45.87

+0.01 (+0.03%) trending_up

AUM: ₹1,692 Cr

NAV updated 25 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.23%

Exit Load

Nil

Fund Manager

Rahul Singh

Inception

Jan 2013

Benchmark

CRISIL Low Duration Debt A-I Index

Sharpe Ratio

0.5

Std Dev (1Y)

0.54%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.14%

3m

+2.11%

6m

+3.26%

1y

+6.48%

3y

+7.4%

5y

+6.45%

10y

+6.59%

since inception

+7.2%

rate_review TopFund's Take on LIC MF Low Duration Fund-Direct Plan-Growth

LIC MF Low Duration Fund-Direct Plan-Growth ranks among the stronger performers in the Low Duration Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 80/100.

Cost: At 0.23%, the expense ratio is meaningfully cheaper — about 45% below the Low Duration Fund category average of 0.42% (based on 55 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.5 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 0.54% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 84.36%
Real Estate 5.68%
Technology 4.84%
Materials 2.92%
Entities 1.53%
Unspecified 1.28%

pie_chart Asset Allocation

Certificate of Deposit 43.55%
Debenture 19.23%
Commercial Paper 12.80%
Treasury Bills 11.71%
Non Convertible Debenture 5.04%
Floating Rate Bond 3.10%
Bonds 2.68%
GOI Securities 1.53%
Repo 0.95%
Alternative Investment Fund 0.32%
State Development Loan 0.01%

Frequently Asked Questions about LIC MF Low Duration Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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