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LIC MF Liquid Fund-Direct Plan-Monthly IDCW
★★★★★ monitor_heart Health Score: 68/100 · GoodLIC Mutual Fund · Debt · Liquid
₹1,241.46
AUM: ₹13,416 Cr
NAV updated 6 days ago
Plan
Direct
Option
Idcw
Risk
Low
Expense Ratio
0.13%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Rahul Singh
Inception
Jan 2013
Benchmark
CRISIL Liquid Debt A-I Index
Sharpe Ratio
-9.35
Std Dev (1Y)
0.18%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.56%
3m
+1.6%
6m
+3.37%
1y
+6.37%
3y
+6.96%
5y
+6.23%
10y
+6.15%
since inception
+6.97%
rate_review TopFund's Take on LIC MF Liquid Fund-Direct Plan-Monthly IDCW
LIC MF Liquid Fund-Direct Plan-Monthly IDCW holds up reasonably well within the Liquid category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.
Cost: At 0.13%, the expense ratio is meaningfully cheaper — about 13% below the Liquid category average of 0.15% (based on 344 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -9.35 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.18% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Liquid Fund-Direct Plan-Monthly IDCW
The current NAV (Net Asset Value) of LIC MF Liquid Fund-Direct Plan-Monthly IDCW is ₹1241.46. NAV is updated every business day after market close by AMFI.
1Y: 6.37% · 3Y CAGR: 6.96% · 5Y CAGR: 6.23%
The expense ratio is 0.13% per annum — the annual fee deducted from your investment to cover fund management costs.
LIC MF Liquid Fund-Direct Plan-Monthly IDCW is managed by Rahul Singh at LIC Mutual Fund.
LIC MF Liquid Fund-Direct Plan-Monthly IDCW is a Low risk fund. Suitable for investors with a moderate risk appetite.
LIC MF Liquid Fund-Direct Plan-Monthly IDCW is a Liquid fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of LIC MF Liquid Fund-Direct Plan-Monthly IDCW is ₹13,416 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.