Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
LIC MF Balanced Advantage Fund-Regular Plan-IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 78/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)11.14%
- Expense ratio (20%)0.89%
- AUM (15%)₹10,125 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Hybrid · Dynamic Asset Allocation
₹128.73
AUM: ₹10,125 Cr
NAV updated 10 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.89%
Exit Load
Exit load of 0.25%, if redeemed within 7 days.
Fund Manager
Vineet Maloo, Mohit Sharma
Inception
Jan 2013
Benchmark
CRISIL Hybrid 50+50 Moderate Index
Sharpe Ratio
-1.02
Std Dev (1Y)
9.86%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.07%
3m
+1.65%
6m
+7.58%
1y
+5.09%
3y
+11.14%
5y
+10.07%
10y
+11.05%
since inception
+3.44%
TopFund's Take on LIC MF Balanced Advantage Fund-Regular Plan-IDCW
LIC MF Balanced Advantage Fund-Regular Plan-IDCW holds up reasonably well within the Dynamic Asset Allocation category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 78/100.
Cost: At 0.89%, the expense ratio is roughly in line with the Dynamic Asset Allocation category average of 0.96% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.02 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.86% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Balanced Advantage Fund-Regular Plan-IDCW
The current NAV (Net Asset Value) of LIC MF Balanced Advantage Fund-Regular Plan-IDCW is ₹128.73. NAV is updated every business day after market close by AMFI.
1Y: 5.09% · 3Y CAGR: 11.14% · 5Y CAGR: 10.07%
The expense ratio of LIC MF Balanced Advantage Fund-Regular Plan-IDCW is 0.89% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF Balanced Advantage Fund-Regular Plan-IDCW is managed by Vineet Maloo, Mohit Sharma at LIC Mutual Fund.
LIC MF Balanced Advantage Fund-Regular Plan-IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
LIC MF Balanced Advantage Fund-Regular Plan-IDCW is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF Balanced Advantage Fund-Regular Plan-IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF Balanced Advantage Fund-Regular Plan-IDCW is ₹10,125 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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