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Kotak Mahindra Mutual Fund

Kotak Pioneer Fund- Regular Plan- Reinvestment of Income Distribution cum capital withdrawal option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 88/100 · Excellent

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)19.97%
  • Expense ratio (20%)0.6385%
  • AUM (15%)₹4,023 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Kotak Mahindra Mutual Fund · Equity · Thematic

₹39.42

+3.94 (+11.12%)

AUM: ₹4,022 Cr

NAV updated 19 days ago

Plan

Regular

Option

Growth

Risk

Very High

Expense Ratio

0.6385%

Exit Load

0.5% for redemption within 90 Days

Fund Manager

Harish Krishnan

Inception

Oct 2019

Sharpe Ratio

0.43

Std Dev (1Y)

12.94%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.22%

3m

+7.45%

6m

+17.57%

1y

+10.85%

3y

+19.97%

5y

+15.9%

10y

—

since inception

+20.33%

TopFund's Take on Kotak Pioneer Fund- Regular Plan- Reinvestment of Income Distribution cum capital withdrawal option

Kotak Pioneer Fund- Regular Plan- Reinvestment of Income Distribution cum capital withdrawal option ranks among the stronger performers in the Thematic category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 88/100.

Cost: At 0.6385%, the expense ratio is meaningfully cheaper — about 36% below the Thematic category average of 0.99% (based on 873 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.43 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 12.94% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 80.52%
Foreign Mutual Funds 16.86%
Repo 2.73%

Frequently Asked Questions about Kotak Pioneer Fund- Regular Plan- Reinvestment of Income Distribution cum capital withdrawal option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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