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Kotak Mahindra Mutual Fund

Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 76/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.59%
  • Expense ratio (20%)0.41%
  • AUM (15%)₹12,083 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Kotak Mahindra Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund

₹1,017.37

-0.29 (-0.03%)

AUM: ₹12,082 Cr

NAV updated 12 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.41%

Exit Load

Nil

Fund Manager

Deepak Agrawal

Inception

Jan 2013

Benchmark

NIFTY Low Duration Debt Index A-I

Sharpe Ratio

-0.88

Std Dev (1Y)

1.42%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.37%

3m

+1.03%

6m

+3.37%

1y

+6.51%

3y

+7.59%

5y

+6.75%

10y

+7.39%

since inception

+1.76%

TopFund's Take on Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option

Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option holds up reasonably well within the Ultra Short to Short Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.41%, the expense ratio is roughly in line with the Ultra Short to Short Term Fund category average of 0.38% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.88 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.42% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 38.69%
Certificate of Deposit 26.56%
State Development Loan 12.33%
Non Convertible Debenture 10.08%
Securitised Debt 3.96%
Bonds 3.81%
Structured Obligation 1.01%
Zero Coupon Bonds 0.82%
Commercial Paper 0.81%
Repo 0.79%
Net Current Assets 0.77%
Alternative Investment Fund 0.36%
GOI Securities Floating Rate Bond 0.01%

Frequently Asked Questions about Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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