Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option
★★★★★ monitor_heart Health Score: 70/100 · GoodKotak Mahindra Mutual Fund · Debt · Liquid
₹1,222.81
AUM: ₹39,816 Cr
NAV updated 6 days ago
Plan
Direct
Option
Growth
Risk
Low
Expense Ratio
0.19%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Deepak Agrawal
Inception
Jan 2013
Benchmark
NIFTY Liquid Index A-I
Sharpe Ratio
-72.22
Std Dev (1Y)
0.09%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.55%
3m
+1.6%
6m
+3.37%
1y
+6.37%
3y
+6.97%
5y
+6.23%
10y
+6.09%
since inception
+40.5%
rate_review TopFund's Take on Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option holds up reasonably well within the Liquid category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 0.19%, the expense ratio runs 27% above the Liquid category average of 0.15%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -72.22 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.09% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
Similar Funds
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan
Aditya Birla Sun Life Mutual Fund
PGIM India Liquid Fund - Growth
PGIM India Mutual Fund
Aditya Birla Sun Life Liquid Fund-Retail (Growth)
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Liquid Fund - Growth
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Liquid Fund-Institutional (Growth)
Aditya Birla Sun Life Mutual Fund
Edelweiss Liquid Fund - Direct Plan - Growth Option
Edelweiss Mutual Fund
tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is ₹1222.81. NAV is updated every business day after market close by AMFI.
1Y: 6.37% · 3Y CAGR: 6.97% · 5Y CAGR: 6.23%
The expense ratio is 0.19% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is managed by Deepak Agrawal at Kotak Mahindra Mutual Fund.
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is a Low risk fund. Suitable for investors with a moderate risk appetite.
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is a Liquid fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option is ₹39,817 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.