Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Gilt-Investment Provident Fund and Trust-Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 77/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)15.01%
- Expense ratio (20%)0.8456%
- AUM (15%)₹2,493 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Equity · Sectoral
₹81.81
AUM: ₹2,492 Cr
NAV updated 10 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
0.8456%
Exit Load
0.5% for redemption within 90 Days
Fund Manager
Harish Krishnan
Inception
Jan 2013
Benchmark
NIFTY Infrastructure Total Return Index
Sharpe Ratio
-1.22
Std Dev (1Y)
3.65%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.68%
3m
+0.26%
6m
+13.93%
1y
+4.25%
3y
+15.01%
5y
+17.75%
10y
+16.33%
since inception
+7.44%
TopFund's Take on Kotak Gilt-Investment Provident Fund and Trust-Growth
Kotak Gilt-Investment Provident Fund and Trust-Growth holds up reasonably well within the Sectoral category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 77/100.
Cost: At 0.8456%, the expense ratio is meaningfully cheaper — about 15% below the Sectoral category average of 0.99% (based on 469 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.22 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.65% is on the lower side for a Sectoral fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Gilt-Investment Provident Fund and Trust-Growth
The current NAV (Net Asset Value) of Kotak Gilt-Investment Provident Fund and Trust-Growth is ₹81.81. NAV is updated every business day after market close by AMFI.
1Y: 4.25% · 3Y CAGR: 15.01% · 5Y CAGR: 17.75%
The expense ratio of Kotak Gilt-Investment Provident Fund and Trust-Growth is 0.8456% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Gilt-Investment Provident Fund and Trust-Growth is managed by Harish Krishnan at Kotak Mahindra Mutual Fund.
Kotak Gilt-Investment Provident Fund and Trust-Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Kotak Gilt-Investment Provident Fund and Trust-Growth is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Gilt-Investment Provident Fund and Trust-Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Gilt-Investment Provident Fund and Trust-Growth is ₹2,493 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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