Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak FMP Series 292 - Direct Plan - IDCW Payout
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 79/100 · Good
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)7.14%
- Expense ratio (20%)0.2778%
- AUM (15%)₹914 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · IDF · Silver
₹13.31
AUM: ₹914 Cr
NAV updated 1 day ago
Plan
Direct
Option
Idcw
Expense Ratio
0.2778%
Exit Load
Exit load of 0.5%, if redeemed within 30 days.
Fund Manager
Jeetu Valechha Sonar
Inception
Mar 2023
Benchmark
Domestic Price of Silver
Sharpe Ratio
-1.63
Std Dev (1Y)
0.24%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.43%
3m
+1.3%
6m
+2.76%
1y
+6.01%
3y
+7.14%
5y
—
10y
—
since inception
+6.18%
TopFund's Take on Kotak FMP Series 292 - Direct Plan - IDCW Payout
Kotak FMP Series 292 - Direct Plan - IDCW Payout holds up reasonably well within the Silver category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 79/100.
Cost: At 0.2778%, the expense ratio runs 16% above the Silver category average of 0.24%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.63 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.24% is on the lower side for a Silver fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a IDF fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about Kotak FMP Series 292 - Direct Plan - IDCW Payout
The current NAV (Net Asset Value) of Kotak FMP Series 292 - Direct Plan - IDCW Payout is ₹13.31. NAV is updated every business day after market close by AMFI.
1Y: 6.01% · 3Y CAGR: 7.14%
The expense ratio of Kotak FMP Series 292 - Direct Plan - IDCW Payout is 0.2778% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak FMP Series 292 - Direct Plan - IDCW Payout is managed by Jeetu Valechha Sonar at Kotak Mahindra Mutual Fund.
Kotak FMP Series 292 - Direct Plan - IDCW Payout is classified as a Silver risk fund. It is suitable for investors with a moderate risk appetite.
Kotak FMP Series 292 - Direct Plan - IDCW Payout is a Silver fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak FMP Series 292 - Direct Plan - IDCW Payout with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak FMP Series 292 - Direct Plan - IDCW Payout is ₹914 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.