Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 76/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)11.16%
- Expense ratio (20%)0.6589%
- AUM (15%)₹56,119 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Equity · Flexi Cap Fund
₹57.37
AUM: ₹56,118 Cr
NAV updated 3 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
0.6589%
Exit Load
Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.
Fund Manager
Harsha Upadhyaya
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.5
Std Dev (1Y)
14.6%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.98%
3m
-2.92%
6m
+5.56%
1y
-2.13%
3y
+11.16%
5y
+10.09%
10y
+9.81%
since inception
+12.04%
TopFund's Take on Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct
Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct holds up reasonably well within the Flexi Cap Fund category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.
Cost: At 0.6589%, the expense ratio runs 12% above the Flexi Cap Fund category average of 0.59%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.5 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.6% is fairly typical for Flexi Cap Fund funds.
Who should invest: This fund is best suited to investors who want the fund manager to freely allocate across large, mid and small caps rather than being boxed into one segment. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct
The current NAV (Net Asset Value) of Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is ₹57.37. NAV is updated every business day after market close by AMFI.
1Y: -2.13% · 3Y CAGR: 11.16% · 5Y CAGR: 10.09%
The expense ratio of Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is 0.6589% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is managed by Harsha Upadhyaya at Kotak Mahindra Mutual Fund.
Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Flexicap Fund - Payout of Income Distribution cum capital withdrawal option- Direct is ₹56,119 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.