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Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)10.32%
- Expense ratio (20%)0.8232%
- AUM (15%)₹6,384 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Equity · ELSS
₹136.25
AUM: ₹6,383 Cr
NAV updated 10 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
0.8232%
Exit Load
Nil
Fund Manager
Harsha Upadhyaya
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.39
Std Dev (1Y)
14.24%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.07%
3m
+0.68%
6m
+6.84%
1y
-0.89%
3y
+10.32%
5y
+11.5%
10y
+14.2%
since inception
+5.92%
TopFund's Take on Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option holds up reasonably well within the ELSS category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.8232%, the expense ratio is meaningfully cheaper — about 22% below the ELSS category average of 1.06% (based on 157 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.39 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.24% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is ₹136.25. NAV is updated every business day after market close by AMFI.
1Y: -0.89% · 3Y CAGR: 10.32% · 5Y CAGR: 11.5%
The expense ratio of Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is 0.8232% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is managed by Harsha Upadhyaya at Kotak Mahindra Mutual Fund.
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option is ₹6,384 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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