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Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 42/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)0.25%
- Expense ratio (20%)0.1237%
- AUM (15%)₹319 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Debt · Ultra Short Duration
₹11.1
AUM: ₹318 Cr
NAV updated 23 days ago
Plan
Direct
Option
Growth
Risk
Low to Moderate
Expense Ratio
0.1237%
Exit Load
Nil
Fund Manager
Manu Sharma
Inception
Mar 2025
Benchmark
CRISIL-IBX Financial Services 3 to 6 Months Debt Index
Sharpe Ratio
-2.21
Std Dev (1Y)
4.87%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.74%
3m
+2.12%
6m
+3.89%
1y
+6.95%
3y
+0.25%
5y
-0.75%
10y
+0.16%
since inception
+1.36%
TopFund's Take on Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct lags behind most of its peers in the Ultra Short Duration category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 42/100.
Cost: At 0.1237%, the expense ratio is meaningfully cheaper — about 57% below the Ultra Short Duration category average of 0.29% (based on 214 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.21 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.87% is on the lower side for a Ultra Short Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct
The current NAV (Net Asset Value) of Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹11.1. NAV is updated every business day after market close by AMFI.
1Y: 6.95% · 3Y CAGR: 0.25% · 5Y CAGR: -0.75%
The expense ratio of Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is 0.1237% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is managed by Manu Sharma at Kotak Mahindra Mutual Fund.
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is a Ultra Short Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹319 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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