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Kotak Mahindra Mutual Fund

Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund-Direct-IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 80/100 · Excellent

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.1237%
  • AUM (15%)₹270 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Kotak Mahindra Mutual Fund · Debt · Ultra Short Duration

₹11.11

+0.06 (+0.56%)

AUM: ₹269 Cr

NAV updated 6 days ago

Plan

Direct

Option

Idcw

Risk

Low to Moderate

Expense Ratio

0.1237%

Exit Load

Nil

Fund Manager

Manu Sharma

Inception

Mar 2025

Benchmark

CRISIL-IBX Financial Services 3 to 6 Months Debt Index

Sharpe Ratio

1.33

Std Dev (1Y)

0.41%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.56%

3m

+1.78%

6m

+3.84%

1y

+6.79%

3y

—

5y

—

10y

—

since inception

+7.08%

TopFund's Take on Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund-Direct-IDCW

Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund-Direct-IDCW ranks among the stronger performers in the Ultra Short Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 80/100.

Cost: At 0.1237%, the expense ratio is meaningfully cheaper — about 57% below the Ultra Short Duration category average of 0.29% (based on 215 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.33 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 0.41% is on the lower side for a Ultra Short Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 96.64%

Asset Allocation

Certificate of Deposit 55.82%
Debenture 27.84%
Bonds 9.28%
Repo 6.71%
Commercial Paper 1.85%
Non Convertible Debenture 1.85%

Frequently Asked Questions about Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund-Direct-IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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