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Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option
★★★★★ monitor_heart Health Score: 56/100 · AverageKotak Mahindra Mutual Fund · Debt · Credit Risk Fund
₹27.0
AUM: ₹761 Cr
NAV updated about 1 month ago
Plan
Direct
Option
—
Risk
Moderate to High
Expense Ratio
0.8%
Exit Load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Fund Manager
Deepak Agrawal
Inception
Jan 2013
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
0.75
Std Dev (1Y)
1.4%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.13%
3m
+1.71%
6m
+3.14%
1y
+7.5%
3y
+8.44%
5y
+6.7%
10y
+7.58%
since inception
+8.21%
rate_review TopFund's Take on Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option sits in the middle of the pack for Credit Risk Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.
Cost: At 0.8%, the expense ratio runs 14% above the Credit Risk Fund category average of 0.7%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.75 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 1.4% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option is ₹27.0. NAV is updated every business day after market close by AMFI.
1Y: 7.5% · 3Y CAGR: 8.44% · 5Y CAGR: 6.7%
The expense ratio is 0.8% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option is managed by Deepak Agrawal at Kotak Mahindra Mutual Fund.
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option is ₹761 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.