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Kotak Bond Short Term Plan-(Growth) - Direct
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 83/100 · Excellent
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)7.49%
- Expense ratio (20%)0.39%
- AUM (15%)₹14,292 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Income/Debt Oriented · Short Term Fund
₹61.36
AUM: ₹14,291 Cr
NAV updated 14 days ago
Plan
Direct
Option
Growth
Risk
Moderate
Expense Ratio
0.39%
Exit Load
Nil
Fund Manager
Deepak Agrawal
Inception
Jan 2013
Benchmark
NIFTY Short Duration Debt Index A-II
Sharpe Ratio
-0.63
Std Dev (1Y)
1.13%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.05%
3m
+1.58%
6m
+2.71%
1y
+5.66%
3y
+7.49%
5y
+6.47%
10y
+7.3%
since inception
+7.9%
TopFund's Take on Kotak Bond Short Term Plan-(Growth) - Direct
Kotak Bond Short Term Plan-(Growth) - Direct ranks among the stronger performers in the Short Term Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 83/100.
Cost: At 0.39%, the expense ratio runs 15% above the Short Term Fund category average of 0.34%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.63 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.13% is on the lower side for a Short Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Bond Short Term Plan-(Growth) - Direct
The current NAV (Net Asset Value) of Kotak Bond Short Term Plan-(Growth) - Direct is ₹61.36. NAV is updated every business day after market close by AMFI.
1Y: 5.66% · 3Y CAGR: 7.49% · 5Y CAGR: 6.47%
The expense ratio of Kotak Bond Short Term Plan-(Growth) - Direct is 0.39% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Bond Short Term Plan-(Growth) - Direct is managed by Deepak Agrawal at Kotak Mahindra Mutual Fund.
Kotak Bond Short Term Plan-(Growth) - Direct is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Kotak Bond Short Term Plan-(Growth) - Direct is a Short Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Bond Short Term Plan-(Growth) - Direct with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Bond Short Term Plan-(Growth) - Direct is ₹14,292 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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