Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Balanced Advantage Fund -Regular Plan - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)9.36%
- Expense ratio (20%)0.8271%
- AUM (15%)₹17,373 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Hybrid · Dynamic Asset Allocation
₹22.96
AUM: ₹17,373 Cr
NAV updated 9 days ago
Plan
Regular
Option
Growth
Risk
High
Expense Ratio
0.8271%
Exit Load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 180 days
Fund Manager
Abhishek Bisen, Deepak Gupta, Harish Krishnan
Inception
Aug 2018
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Sharpe Ratio
-0.44
Std Dev (1Y)
8.71%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.84%
3m
+0.31%
6m
+4.32%
1y
+1.64%
3y
+9.36%
5y
+8.98%
10y
—
since inception
+9.49%
TopFund's Take on Kotak Balanced Advantage Fund -Regular Plan - Growth Option
Kotak Balanced Advantage Fund -Regular Plan - Growth Option holds up reasonably well within the Dynamic Asset Allocation category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.8271%, the expense ratio is meaningfully cheaper — about 14% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.44 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.71% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Balanced Advantage Fund -Regular Plan - Growth Option
The current NAV (Net Asset Value) of Kotak Balanced Advantage Fund -Regular Plan - Growth Option is ₹22.96. NAV is updated every business day after market close by AMFI.
1Y: 1.64% · 3Y CAGR: 9.36% · 5Y CAGR: 8.98%
The expense ratio of Kotak Balanced Advantage Fund -Regular Plan - Growth Option is 0.8271% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Balanced Advantage Fund -Regular Plan - Growth Option is managed by Abhishek Bisen, Deepak Gupta, Harish Krishnan at Kotak Mahindra Mutual Fund.
Kotak Balanced Advantage Fund -Regular Plan - Growth Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Kotak Balanced Advantage Fund -Regular Plan - Growth Option is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Balanced Advantage Fund -Regular Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Balanced Advantage Fund -Regular Plan - Growth Option is ₹17,373 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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