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JM Financial Mutual Fund

JM Short Duration Fund (Direct) - Growth

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 76/100 · Good

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)7.21%
  • Expense ratio (20%)0.39%
  • AUM (15%)₹82 Cr

Not investment advice — an analytical read of public fund data. Methodology →

JM Financial Mutual Fund · Income/Debt Oriented · Short Term Fund

₹13.15

+0.0 (+0.0%)

AUM: ₹81 Cr

NAV updated 14 days ago

Plan

Direct

Option

Growth

Risk

Moderate

Expense Ratio

0.39%

Exit Load

Nil

Fund Manager

Gurvinder Singh Wasan

Inception

Aug 2022

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-0.8

Std Dev (1Y)

1.1%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.17%

3m

+1.57%

6m

+2.78%

1y

+5.5%

3y

+7.21%

5y

+7.48%

10y

+6.59%

since inception

+6.99%

TopFund's Take on JM Short Duration Fund (Direct) - Growth

JM Short Duration Fund (Direct) - Growth holds up reasonably well within the Short Term Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.39%, the expense ratio runs 15% above the Short Term Fund category average of 0.34%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.8 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.1% is on the lower side for a Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 68.57%
Entities 19.49%
Industrials 6.23%

Asset Allocation

Debenture 36.46%
GOI Securities 19.49%
Non Convertible Debenture 12.49%
Certificate of Deposit 10.80%
Bonds/NCDs 8.79%
Bonds 6.26%
Reverse Repo 2.73%
Net Receivables 2.49%
Alternative Investment Fund 0.48%

Frequently Asked Questions about JM Short Duration Fund (Direct) - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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