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JM Financial Mutual Fund

JM Low Duration Fund (Regular) - Weekly IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 41/100 · Weak

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)-0.04%
  • Expense ratio (20%)0.4%
  • AUM (15%)₹217 Cr

Not investment advice — an analytical read of public fund data. Methodology →

JM Financial Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund

₹11.4

+0.0 (+0.0%)

AUM: ₹216 Cr

NAV updated 13 days ago

Plan

Regular

Option

Idcw

Risk

Low to Moderate

Expense Ratio

0.4%

Exit Load

Nil

Fund Manager

Vikas Agarwal

Inception

Jan 2013

Benchmark

CRISIL Low Duration Debt A-I Index

Sharpe Ratio

-6.03

Std Dev (1Y)

1.09%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.13%

3m

-0.2%

6m

-0.02%

1y

-0.12%

3y

-0.04%

5y

-0.01%

10y

+6.28%

since inception

+0.83%

TopFund's Take on JM Low Duration Fund (Regular) - Weekly IDCW

JM Low Duration Fund (Regular) - Weekly IDCW lags behind most of its peers in the Ultra Short to Short Term Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 41/100.

Cost: At 0.4%, the expense ratio is roughly in line with the Ultra Short to Short Term Fund category average of 0.38% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -6.03 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.09% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Certificate of Deposit 30.03%
Debenture 29.80%
Bonds 14.91%
Non Convertible Debenture 9.17%
Bonds/NCDs 4.55%
Treasury Bills 3.32%
Net Receivables 2.64%
Floating Rate Bond 2.29%
Commercial Paper 2.20%
Reverse Repo 0.76%
Alternative Investment Fund 0.33%

Frequently Asked Questions about JM Low Duration Fund (Regular) - Weekly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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