Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

JM Financial Mutual Fund

JM Low Duration Fund (Direct) - Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 56/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)7.27%
  • Expense ratio (20%)0.4%
  • AUM (15%)₹217 Cr

Not investment advice — an analytical read of public fund data. Methodology →

JM Financial Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund

₹41.05

-0.01 (-0.03%)

AUM: ₹216 Cr

NAV updated 13 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.4%

Exit Load

Nil

Fund Manager

Vikas Agarwal

Inception

Jan 2013

Benchmark

CRISIL Low Duration Debt A-I Index

Sharpe Ratio

0.02

Std Dev (1Y)

0.58%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.39%

3m

+1.69%

6m

+3.43%

1y

+6.27%

3y

+7.27%

5y

+6.46%

10y

+6.28%

since inception

+6.13%

TopFund's Take on JM Low Duration Fund (Direct) - Growth

JM Low Duration Fund (Direct) - Growth sits in the middle of the pack for Ultra Short to Short Term Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.

Cost: At 0.4%, the expense ratio is roughly in line with the Ultra Short to Short Term Fund category average of 0.38% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.02 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.58% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Certificate of Deposit 30.03%
Debenture 29.80%
Bonds 14.91%
Non Convertible Debenture 9.17%
Bonds/NCDs 4.55%
Treasury Bills 3.32%
Net Receivables 2.64%
Floating Rate Bond 2.29%
Commercial Paper 2.20%
Reverse Repo 0.76%
Alternative Investment Fund 0.33%

Frequently Asked Questions about JM Low Duration Fund (Direct) - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.