Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
JM Low Duration Fund - Bonus Option - Principal Units
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 70/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)6.8%
- Expense ratio (20%)0.26%
- AUM (15%)₹344 Cr
Not investment advice — an analytical read of public fund data. Methodology →
JM Financial Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund
₹23.94
AUM: ₹343 Cr
NAV updated 12 days ago
Plan
Direct
Option
Bonus
Risk
Low to Moderate
Expense Ratio
0.26%
Exit Load
Nil
Fund Manager
Parijat Agrawal
Inception
Jul 2025
Benchmark
NIFTY Low Duration Debt Index A-I
Sharpe Ratio
-0.95
Std Dev (1Y)
0.57%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.35%
3m
+1.57%
6m
+3.18%
1y
+5.75%
3y
+6.8%
5y
+5.99%
10y
+6.31%
since inception
+5.79%
TopFund's Take on JM Low Duration Fund - Bonus Option - Principal Units
JM Low Duration Fund - Bonus Option - Principal Units holds up reasonably well within the Ultra Short to Short Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 0.26%, the expense ratio is meaningfully cheaper — about 32% below the Ultra Short to Short Term Fund category average of 0.38% (based on 103 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.95 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.57% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about JM Low Duration Fund - Bonus Option - Principal Units
The current NAV (Net Asset Value) of JM Low Duration Fund - Bonus Option - Principal Units is ₹23.94. NAV is updated every business day after market close by AMFI.
1Y: 5.75% · 3Y CAGR: 6.8% · 5Y CAGR: 5.99%
The expense ratio of JM Low Duration Fund - Bonus Option - Principal Units is 0.26% per annum. This is the annual fee charged by the fund to manage your investment.
JM Low Duration Fund - Bonus Option - Principal Units is managed by Parijat Agrawal at JM Financial Mutual Fund.
JM Low Duration Fund - Bonus Option - Principal Units is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
JM Low Duration Fund - Bonus Option - Principal Units is a Ultra Short to Short Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in JM Low Duration Fund - Bonus Option - Principal Units with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of JM Low Duration Fund - Bonus Option - Principal Units is ₹344 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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