info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Union Mutual Fund

JM Low Duration Fund - Bonus Option - Principal Units

★★★★★ monitor_heart Health Score: 56/100 · Average

Union Mutual Fund · Debt · Low Duration

₹23.74

+0.0 (+0.02%) trending_up

AUM: ₹324 Cr

NAV updated 8 days ago

Plan

Direct

Option

Bonus

Risk

Low to Moderate

Expense Ratio

0.26%

Exit Load

Nil

Fund Manager

Parijat Agrawal

Inception

Jul 2025

Benchmark

NIFTY Low Duration Debt Index A-I

Sharpe Ratio

-1.06

Std Dev (1Y)

0.55%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.66%

3m

+1.47%

6m

+3.07%

1y

+5.65%

3y

+6.82%

5y

+5.93%

10y

+6.31%

since inception

+5.79%

rate_review TopFund's Take on JM Low Duration Fund - Bonus Option - Principal Units

JM Low Duration Fund - Bonus Option - Principal Units sits in the middle of the pack for Low Duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.

Cost: At 0.26%, the expense ratio is meaningfully cheaper — about 16% below the Low Duration category average of 0.31% (based on 180 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.06 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.55% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 73.07%
Unspecified 32.45%
Industrials 7.79%

pie_chart Asset Allocation

Debenture 30.97%
Certificate of Deposit 23.60%
Repo 22.43%
Non Convertible Debenture 15.44%
Bonds 7.75%
Securitised Debt 7.54%
Treasury Bills 3.10%
State Development Loan 1.54%
Alternative Investment Fund 0.94%

Frequently Asked Questions about JM Low Duration Fund - Bonus Option - Principal Units

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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